|
Post by Ff2 on Sept 13, 2021 16:44:46 GMT -5
Typical Boston shenanigans. Should have known. Thank God I only went in for a hundy. Your check bounced.
|
|
|
Post by Ff2 on Sept 13, 2021 11:00:08 GMT -5
Where exactly is it clear as day that we're picking against the spread, cumfart? Why did you think the point spread was listed next to the pick? Group Settings: Spread Yes Cum on.
|
|
|
Post by Ff2 on Sept 13, 2021 9:02:17 GMT -5
What a bunch of morans.
|
|
|
Post by Ff2 on Sept 12, 2021 9:22:23 GMT -5
NFLN stat. QBs that were traded and played their previous team in week 1 are 1-6. Makes sense. You don’t trade a good QB.
|
|
|
Post by Ff2 on Sept 12, 2021 9:21:13 GMT -5
The best part of Week 1 are the inevitable overreactions.
|
|
|
Post by Ff2 on Sept 11, 2021 20:14:01 GMT -5
Well fuck. Missed putting in last nights game, but I think I got the others. Is this fun? I gave up on this shit bc it takes WAY too much time and effort to go thru all of these games and see who's fuckin playing and who's out etc... the thur games always fucked me Yeah now you have time to cure cancer. You literally have to push 16 buttons.
|
|
|
Post by Ff2 on Sept 9, 2021 20:46:12 GMT -5
I can tell you, as a CFP who does this for a living and actively thinking about retirement personally, I am super impressed by The recent posts. Retirement is as much psychological as it is fiscal. Good stuff for a bunch of ignorant old guys…. 😂🤷👍 BTW…Mr repulsion, American Funds sponsored a great study on the 4 percent rule…. Its more like 5.5 percent today. You mean we’re all not idiots? I always thought that 4% rule was way too generic anyway. People’s situations are so different.
|
|
|
Post by Ff2 on Sept 9, 2021 12:51:45 GMT -5
One more quick piece of advice is trying to minimize debt. once your credit is established. I've paid off three homes and my cars. We never spend what we dont have and dont pay credit card interest. In fact, my credit card points generate money to cover most of my flights. Probably saved over a million in interest over the course of my marriage. Not always easy, but well worth it. Absolutely. I also hear horror stories about people in 50's taking our 2nd/3rd mortgages etc., falling further and further into a hole. There is "good debt" (as long as you know how you're going to pay it off.) But for the most part it's such a trap. Also, I just read the average car lease payment is $460 per month. Are people really spending that? Am I old and out of the loop or is that ridiculous? Old man shakes cane.
|
|
|
Post by Ff2 on Sept 9, 2021 10:38:28 GMT -5
I knew from the time I was 20 that I wasn’t working until 65. And I prepared as best I could. It wasn’t anything too crazy either - I was lucky and did make a great salary for a number of years, but I didn’t overextend myself. Trust me - I spent a lot too, but saved a lot as well. I didn’t skimp at all, but I bought a jet ski instead of a boat, an Audi instead of a Maserati, an affordable condo instead of an overpriced crazy expensive one. Again, I did spend an inordinate amount of money - mostly on entertainment and having fun. Going out, dinners, drinks, vacation, travel, etc., but nothing that caused me to have crippling debt. After years of saving/investing, the agency I worked for was sold to a British firm (for peanuts) and I took a buyout. It actually wasn’t that much and alone wasn’t nearly enough to retire on, but I was ready to call it quits. It was definitely the right decision and I’m so happy I was able to do it. I haven’t been bored for a second and do not miss working. Although Ive done a few consulting projects here and there since I left, but it’s not something I’m pursuing that much. Reaching retirement (early or late) is a pretty much a mathematical formula - while working, try to lower your expenses and increase savings and invest it in the market. Once your have a large enough nest egg (that’s in a diversified investment portfolio - stocks, bonds, cash), you can use 4% of that a year and it will last for 40 years (regardless of market conditions). For example, if you have a nest egg of 1,000,000 and your expenses are 40,000 a year, you can retire. If expenses are 80,000 a year, you’ll need a 2 million nest egg, etc etc. It’s a little more complicated, but that’s pretty much it. If you’re really interested in retiring early, although now it’s more “financial independence retire early” (FIRE) now, there’s a lot of resources on the internet. I recommend early-retirement.org and Mr.moneymustache.com Good luck! This is good advice. I tried to put about 15% annually of my earnings into the market at a young age, boring S&P 500 Index Funds for the most part. Put it in and forget it. I hardly looked at quarterly printed statements. I didn't spend a ton but never felt I was missing anything. Two other thoughts: Have fun, spend money on important things like family experiences, you'll never regret that, its whats money if FOR. And HEALTH IS WEALTH: nothing will matter if you're old and can barely move. Investing in your health is just as important. Maybe ever more so. Pick up a lifetime sport like tennis and start yoga NOW. Trust me.
|
|
|
Post by Ff2 on Sept 8, 2021 16:23:07 GMT -5
Jets 17 Panthers 27
|
|
|
Post by Ff2 on Sept 8, 2021 10:49:44 GMT -5
I know everyone does it but there should be some rule around this. You're gaining an advantage not through film study or work. It's just a dude giving you the answers. He feels like a bitch giving info againt dudes who were his brothers 2 days before, and knows the new team doesn't give 2 shits about him. Dunno, kinda lame aspect of the business. He knows the new team gives him more of a shit about him than the old team. I think as fans we overestimate how players feel about teams/teammates. It's a brutal business and if they can squeeze another paycheck out of it before going to sell insurance for the next 35 years they will. Or maybe they're still hanging on to the dream.
|
|
|
Post by Ff2 on Sept 8, 2021 8:56:37 GMT -5
What's this thread about? First game is Thursday. Sign up!!!
|
|
|
Post by Ff2 on Sept 8, 2021 8:55:31 GMT -5
I was pre law for six weeks. That just seems like good lawyering to me.
Due diligence and such.
|
|
|
Post by Ff2 on Sept 6, 2021 19:46:20 GMT -5
Wow, that’s fucked up.
|
|
|
Post by Ff2 on Sept 3, 2021 14:54:52 GMT -5
How far will you be sitting from the Covid?
|
|