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Post by Ff2 on Jan 17, 2017 9:57:49 GMT -5
Would YOU apply for a job that capped your pension at 75K? Be honest. I don't believe in caps, but we can talk about plans connected to the market (as with us private jamokes) rather that set percentages. The set percentage is the killer. And good job on the 59K. When do you think you will retire? Im hoping in 3 years, I've had enough! To work at the post office? Sure. Have you seen the folks working at the local post office? Although I like the idea of not counting overtime more than just capping it. That seems to be one place they get inflated? Be honest...you want that job for 30 years? Id kill myself after 5. As I said about the set percentage for retirement is the killer. It ignores the reality of the economy. |
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Post by Ff2 on Jan 17, 2017 10:05:45 GMT -5
Would YOU apply for a job that capped your pension at 75K? Be honest. I don't believe in caps, but we can talk about plans connected to the market (as with us private jamokes) rather that set percentages. The set percentage is the killer. And good job on the 59K. When do you think you will retire? Im hoping in 3 years, I've had enough! 75K?? Name ONE job in the private sector that does that? Why should we the public provide things not available to us? So yes, I would f that was my calling. I am actually in favor of the govt putting 7-10 percent of your pay in a fund and then you put in some and that is your retirement. Me? I could retire now I suppose, but I have let a bunch of clients go, rarely take on a new client unless its money management and only work 3.5 days a week from May 1 to Dec 31. I fully enjoy what I do, the relationships, the clients I have etc. I just signed a 5 year lease so Im good for 5 at least but we'll see. Our health is a bigger concern. Im doing everything possible to have no stress. I didn't ask if a private sector job provided that....I asked if you would ever agree to a capped retirement. Agree on your retirement...I also like matching so folks have more incentive to save. But no caps. Health is always a concern. If you can do what you love it will keep you young too. I like what I do but 35 years of the same thing wears you down. And I only take a week off a year as to not lose clients. I tried to put away 15% a year, did it for the most part. Was lucky enough to meet a great CPA early on who guided me. Some of you guys are OK. |
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Post by Trades on Jan 17, 2017 10:06:40 GMT -5
To work at the post office? Sure. Have you seen the folks working at the local post office? Although I like the idea of not counting overtime more than just capping it. That seems to be one place they get inflated? Be honest...you want that job for 30 years? Id kill myself after 5. As I said about the set percentage for retirement is the killer. It ignores the reality of the economy. My "pension" is capped at $0 so sure $75k would be nice. |
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Post by Ff2 on Jan 17, 2017 10:08:30 GMT -5
Be honest...you want that job for 30 years? Id kill myself after 5. As I said about the set percentage for retirement is the killer. It ignores the reality of the economy. My "pension" is capped at $0 so sure $75k would be nice. Your "pension" is whatever you make it. And you are free to jump into the entry level postal job at any time. |
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Post by BEAC0NJET on Jan 17, 2017 10:52:09 GMT -5
To work at the post office? Sure. Have you seen the folks working at the local post office? Although I like the idea of not counting overtime more than just capping it. That seems to be one place they get inflated? Be honest...you want that job for 30 years? Id kill myself after 5. As I said about the set percentage for retirement is the killer. It ignores the reality of the economy. I sure as hell don't want to work at the post office for 30 years. Thats why I dont.  But for someone with just a high school diploma, that's ok with sorting mail for 30 years and then retiring, 75K pension seems quite reasonable. Especially when the service sucks, and with online bill pay, i think the only time i go near the post office is at Christmas time to send out cards. On the other hand, Im the sucker white collar worker who will be working until the day I drop dead, so whos really the smart guy? |
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Post by BEAC0NJET on Jan 17, 2017 10:59:17 GMT -5
75K?? Name ONE job in the private sector that does that? Why should we the public provide things not available to us? So yes, I would f that was my calling. I am actually in favor of the govt putting 7-10 percent of your pay in a fund and then you put in some and that is your retirement. Me? I could retire now I suppose, but I have let a bunch of clients go, rarely take on a new client unless its money management and only work 3.5 days a week from May 1 to Dec 31. I fully enjoy what I do, the relationships, the clients I have etc. I just signed a 5 year lease so Im good for 5 at least but we'll see. Our health is a bigger concern. Im doing everything possible to have no stress. Agree on your retirement...I also like matching so folks have more incentive to save. But no caps. I would not. But then again, youre comparing apples to oranges with job types. The post office employee has job security and minimum job requirements. Those of us that are white collar can be fired at any time, and our retirement is 401(k)s, investments, etc. with no guarantee. |
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Post by Ff2 on Jan 17, 2017 11:11:16 GMT -5
Be honest...you want that job for 30 years? Id kill myself after 5. As I said about the set percentage for retirement is the killer. It ignores the reality of the economy. I sure as hell don't want to work at the post office for 30 years. Thats why I dont. But for someone with just a high school diploma, that's ok with sorting mail for 30 years and then retiring, 75K pension seems quite reasonable. Especially when the service sucks, and with online bill pay, i think the only time i go near the post office is at Christmas time to send out cards. On the other hand, Im the sucker white collar worker who will be working until the day I drop dead, so whos really the smart guy? Does the postal service suck though? Their service includes picking up a letter AT YOUR HOUSE and bringing it hundreds of miles, away anywhere you say, in a few days for 47 cents! |
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Post by southparkcpa on Jan 17, 2017 11:51:37 GMT -5
I sure as hell don't want to work at the post office for 30 years. Thats why I dont. But for someone with just a high school diploma, that's ok with sorting mail for 30 years and then retiring, 75K pension seems quite reasonable. Especially when the service sucks, and with online bill pay, i think the only time i go near the post office is at Christmas time to send out cards. On the other hand, Im the sucker white collar worker who will be working until the day I drop dead, so whos really the smart guy? Does the postal service suck though? Their service includes picking up a letter AT YOUR HOUSE and bringing it hundreds of miles, away anywhere you say, in a few days for 47 cents! and the post office loses billions in the process. AMTRACK loses over $100 million a year on FOOD SERVICE alone. The payroll costs of government are crushing the general public. |
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Post by Ff2 on Jan 17, 2017 12:29:06 GMT -5
Does the postal service suck though? Their service includes picking up a letter AT YOUR HOUSE and bringing it hundreds of miles, away anywhere you say, in a few days for 47 cents! and the post office loses billions in the process. AMTRACK loses over $100 million a year on FOOD SERVICE alone. The payroll costs of government are crushing the general public. Again, these are a public service. Do you want a stamp to be $67? How much does the police department lose? The local DPW? I see your argument about retirement but not payroll. |
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Post by southparkcpa on Jan 17, 2017 12:39:54 GMT -5
and the post office loses billions in the process. AMTRACK loses over $100 million a year on FOOD SERVICE alone. The payroll costs of government are crushing the general public. Again, these are a public service. Do you want a stamp to be $67? How much does the police department lose? The local DPW? I see your argument about retirement but not payroll. You cant separate the two. When "personnel costs" are quoted it includes retirement. It simply illustrates the point of government inefficiency. Look at the DMV when you stand online and look at the real world where profit is needed. Tolls for example are as high as they are because we are literally paying 3 generations of workers. Think that through, a 22 year old bus driver, his retired 52 year old Dad and his 75 year old grand dad are ALL being paid. But im done here..its why I left NY. Peace out. |
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Post by Trades on Jan 17, 2017 13:10:04 GMT -5
and the post office loses billions in the process. AMTRACK loses over $100 million a year on FOOD SERVICE alone. The payroll costs of government are crushing the general public. Again, these are a public service. Do you want a stamp to be $67?How much does the police department lose? The local DPW? I see your argument about retirement but not payroll. Absolutely, because then the market would find alternatives through innovation. Not to mention that there are already competing companies that would do it for less. Subsidies just artificially influence the market and stifle innovation. I will also add that I can't remember the last time I sent a letter or mailed anything other than a package. |
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Post by Ff2 on Jan 17, 2017 13:19:19 GMT -5
Again, these are a public service. Do you want a stamp to be $67?How much does the police department lose? The local DPW? I see your argument about retirement but not payroll. Absolutely, because then the market would find alternatives through innovation. Not to mention that there are already competing companies that would do it for less. Subsidies just artificially influence the market and stifle innovation. I will also add that I can't remember the last time I sent a letter or mailed anything other than a package. You and I might not rely on PO but there still millions that do especially in rural areas. Ain't no one gonna be competitive to pick up and mail a letter from Podunck, Montana. |
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Post by Hotman on Jan 17, 2017 13:31:47 GMT -5
And these motherfuckers have the nerve to talk about "handouts"
fuck that shit. You don't work, you don't eat. Isn't that what they all love to say??? fuckin assholes you gotta be kidding.
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Post by Trades on Jan 17, 2017 13:43:26 GMT -5
Absolutely, because then the market would find alternatives through innovation. Not to mention that there are already competing companies that would do it for less. Subsidies just artificially influence the market and stifle innovation. I will also add that I can't remember the last time I sent a letter or mailed anything other than a package. You and I might not rely on PO but there still millions that do especially in rural areas. Ain't no one gonna be competitive to pick up and mail a letter from Podunck, Montana. IF there is a real need then someone will come up with an alternative and it will be priced accordingly. It is ridiculous to just say this is the only way it has been so it has to remain that way. I throw out 90% of what I get in the mail. We are subsidizing garbage to be sent to us that we don't want that is also wasting resources. Sin taxes have been created to try to control people's behavior on one side while on the other side we support old technology with tax money to what, keep people from adopting cleaner solutions?!?! How does that make any sense? |
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Post by Trades on Jan 17, 2017 13:43:53 GMT -5
And these motherfuckers have the nerve to talk about "handouts" fuck that shit. You don't work, you don't eat. Isn't that what they all love to say??? fuckin assholes you gotta be kidding. Which mother fuckers are you referring to? |
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