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Post by southparkcpa on Sept 17, 2021 14:58:02 GMT -5
Perfect point to the media about above. Best statement is at 5:10 when he says when the shot the guy so many times. When did this happen?
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Post by southparkcpa on Sept 17, 2021 13:23:01 GMT -5
When did this happen? surprised the left isn't screaming about excessive force. FUCK THEM!!!!!!
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Post by southparkcpa on Sept 10, 2021 4:33:29 GMT -5
When I was young if someone would have told me that one day I’d have a decent retirement fund and a house that’s worth more than I owe I’d have laughed in their face. I finally realize why homeownership is part of the American Dream. It opens up a whole world of financial possibilities that you wouldnt have without it. What’s interesting is that I never include the house in someone’s planning process. Yes it’s nice, my home is worth a ton but I’d have to sell it. Where would I go? The real gem is when your accounts hit 7 figures and a 10 to 20 percent market increase generates HUGE increases. Client of mine in his 50s has about 4 million. Took out 500K to buy a beach place, back in December 2020. His account is now 4.5 million and he has the beach place. He went from 4 mil to 3.5 mil saying that he wants to enjoy his life. Now he has 4.5. Crazy. It’s remarkable what a good market, good investments and discipline can do.
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Post by southparkcpa on Sept 10, 2021 4:30:52 GMT -5
I can tell you, as a CFP who does this for a living and actively thinking about retirement personally, I am super impressed by The recent posts. Retirement is as much psychological as it is fiscal. Good stuff for a bunch of ignorant old guys…. 😂🤷👍 BTW…Mr repulsion, American Funds sponsored a great study on the 4 percent rule…. Its more like 5.5 percent today. You mean we’re all not idiots? I always thought that 4% rule was way too generic anyway. People’s situations are so different. That study was done by a CFP in California named William Bengen. It assumed a 60/40 portfolio. Think Balanced index fund at Vanguard. I’m using a lot more dividend based ETSs now and using 70/30 as a general guide. I have MANY clients over 65 where I use 5 percent and their accounts are now much larger than when they started. Example, woman came to me with 600K 10 years ago. We were distributing to her about 28K a year. That account now has about 700K and now she is 74. I am distributing about 40K to her.
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Post by southparkcpa on Sept 9, 2021 19:58:46 GMT -5
I can tell you, as a CFP who does this for a living and actively thinking about retirement personally, I am super impressed by The recent posts.
Retirement is as much psychological as it is fiscal.
Good stuff for a bunch of ignorant old guys…. 😂🤷👍
BTW…Mr repulsion, American Funds sponsored a great study on the 4 percent rule…. Its more like 5.5 percent today.
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Post by southparkcpa on Sept 9, 2021 12:51:38 GMT -5
Nothing could have made me happier... I wish NO harm on any one BUT I want to see more of this in the big cities rich areas.
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Post by southparkcpa on Sept 8, 2021 18:56:35 GMT -5
Jets 34 Panthers 24 Thats right! Hope so…. After Gase, hard to imagine 34 points.
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Post by southparkcpa on Sept 7, 2021 9:56:34 GMT -5
The lowest of the low, asking for a cancer fund donation back. 35-36 year old narcissistic man-child. A poster at JN said "To think, he is raising children". SAD.
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Post by southparkcpa on Sept 1, 2021 15:05:03 GMT -5
got tired of too much golf and while i love my woodworking shop i don't want to live in there either. have already met every drinking challenge that nobody actually challenged me with, and anyways this chapter of my health story could be called Liver's Revenge so there's that frankly looking for either a second career that i'd actually look forward to going to every day, or a part time job that i enjoy and in which i can use my exceptional charm and people skills have you considered opening a whore house??? You can run it by hand in the beginning until you get established.
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Post by southparkcpa on Sept 1, 2021 15:03:31 GMT -5
I got moderna back in May. no major issues other than sore arm.
Don’t regret it. I am VERY right wing but I’m not an anti vax person.
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Post by southparkcpa on Sept 1, 2021 12:29:21 GMT -5
We went in supposedly because the Taliban wouldn't help us get Al Qaeda's Osama bin Laden. Obama finally got him, yet there we stayed. Trump to his credit called for withdrawl. Biden continued it and we know the rest. Polls indicated the majority of America wanted Trump removed from office during impeachment. Thankfully polls don't remove presidents. Also, if you're down with President Harris have fun with that. At this point I'd rather have a do nothing president than a president that fucks up everything he touches. It's also only a matter of time until Harris is in....I'd wager before the mid terms. I think it is quite possible that China is blackmailing Biden. Leave Afghanistan. Leave the artillery. If not, we will expose your and Hunter's dealing's with China. China is in such a strong position now. We rely on them for our medicine, lithium etc. The raw materials in Afghanistan are very valuable to China.
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Post by southparkcpa on Sept 1, 2021 12:02:45 GMT -5
I see all the time people who "think" they have enough money to retire.... I would say that if you're 60 or so, you will need at least $2 million saved minimum to retire with any comfort. Assuming you don't have a pension with health benefits which changes the game. I have many clients with $3-4 million BUT they want $150K a year in "benefits" minimum, after tax. With inflation at or near 3 percent, lot's can go wrong if you live into your late 80's. Lots of great research has been done in this area. That's the CFP in me talking. forgot to add.... I'm gonna start to get better at the piano too. I'm OK now BUT want to get more proficient.
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Post by southparkcpa on Aug 31, 2021 13:27:05 GMT -5
Seriously, keep working part time doing something you like if you can. At least for the near future. You won't regret it. As for the rest of the time, keep in shape, enjoy your hobbies and interests, pay appropriate homage to the lady of the house and relax. It will be over sooner than you expect, so enjoy the ride to the cemetery. Great advice IMO. An acquaintance of mine, in his 90's, was CEO of a Fortune 500 company. He retired at 62, forced retirement. Sparkplug of a man, X-Marine. LOADED. I asked him about his retirement and with a gentleman southern accent said the following: They gently forced me out at 62 and I fought it. I look back now and if I could do it all again, I would have retired at 55. He of course is probably worth $30 million or so. We are all not that fortunate.
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Post by southparkcpa on Aug 31, 2021 11:17:48 GMT -5
and WTF do you do all day? Asking for a friend. I think we are VERY close in age and am a CFP for a living. I deal with this and these questions all day. I can retire, but what I do is enjoyable and lucrative. I am "merging" my business, collecting a fairly large check and will be basically working 20 hours a week. I must stay on for 3 years and then receive another check but I can leave anytime after that. I plan on becoming a single digit golfer, being fluent in Spanish and spend more time with my 2 (3 and 6) grandkids. I bought a house at the beach that they love to go to. I
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Post by southparkcpa on Aug 31, 2021 9:20:27 GMT -5
Biden is a COMPLETE fraud. However.. who are these people that are in Afghanistan? To play devils advocate, they are contractors earning 4X the average salary to be in Afghanistan? They should have known to leave but stayed? Where are their employers in this process? They knew the risk or should have known, no? It's like a hurricane but there are a few surfers who stay to the last minute. Our intelligence absolutely should have seen this collapse and then ordered all to evacuate. BEFORE we exited our troops. I agree. The one I want to know more about is the school trip to Afghanistan. WTF?!?!? You realize that many in the bought and paid for LEFT media are announcing this withdrawal as a total success. My uncle, a total leftist kook, is posting on FB pics of Biden on the tarmac saluting the fallen soldiers etc. No mention in the article of him looking at his watch a million times, the article calls the evacuation a huge Biden victory. It's incredible. We have no media any longer. They doctor the videos, examine them before presenting them to the left.
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